感谢你有兴趣来十大平台网赌下载最新学习. 我们希望这个网站是一个有用的资源,为您导航大学申请过程.
在这里,你会找到一些学生经常问我们的问题的答案. 如果您有问题没有在这里或我们网站的其他地方得到回答,请 十大平台网赌下载最新.
Frequently asked questions about financial aid 和 loans
The loan application is available once registration opens. 以便在付款截止日期前处理您的贷款申请, 通过以下方式提交贷款申请和任何经济援助要求:
- Fall semester: 7月y 1
- Spring semester: Dec. 1
- Summer semester: May 1
访问 六氯.edu/loans for additional information.
As stated in Federal Loan Guidelines, 你一学年有资格获得的实际贷款金额由你的学校决定. 十大平台网赌下载最新的贷款资格是根据授权的具体情况确定的 34 CFR 685.301(a)8 of the Higher Education Act. Maximum annual loan amounts are not guaranteed.
The maximum annual amounts a student may request are:
年级水平 | Credit Hours Earned (degree-applicable) | 基地贷款 | + Additional Unsubsidized |
---|---|---|---|
第一年 | 0 – 29 credit hours | $3,500 | $2,000 (dependent) $6,000 (independent) |
第二年 | 30+学时 | $4,500 | $2,000 (dependent) $6,000 (independent) |
除了, 寿命限制和以前的学生贷款债务可能会限制学生贷款的金额.
大约10%的符合条件的学生在十大平台网赌下载最新借款. Of those who do borrow, 2020-21年毕业时的平均联邦学生贷款债务为9美元,258.
We recommend students use the Federal Student Aid Repayment Calculator 和 Mapping Your Future Debt/Salary Wizard 了解借款的长期成本和他们偿还学生贷款的预期能力. For additional information, visit studentaid.gov /贷款.
贷款申请在收到所有所需文件后约需两星期处理, learn more about loan applications here. 在注册高峰期(付款截止日期和学期开始之间的时间),这可能会增加到三周或更长时间。. Loans will be processed in the order they are received. After submitting the loan application 和 all requirements, 学生应该关注他们的myBlackHawk电子邮件的状态更新.
一旦在您的帐单帐户上建立信用余额,退款将由财务处处理. 退款将在信用余额创建后大约14天提供. 为了避免延误,预计会收到退款的学生应该登录他们的账户.refundselection.com to select a refund preference as soon as possible.
学生应该在改变他们的时间表(增加或减少课程)之前联系经济援助办公室,以确定这些变化将如何影响他们的成本和经济援助.
Financial aid is based on attendance for the entire semester. 如果你在学期完成60%之前放弃了所有的课程, 联邦法规要求学校重新计算你的经济援助资格(包括学生贷款),以确定你“挣”了多少钱。. Based on the last date of academic activity or participation, your financial aid will be adjusted accordingly, which may mean repaying some or all of your financial aid.
此外,学生应完成67%的课程(见 Satisfactory Academic Progress). 退出课程可能会对您将来继续获得经济援助的资格产生负面影响.
你必须取消十大平台网赌下载最新的任何未决贷款,并联系你的新学院,以确定你需要完成哪些要求.
贷款借款人在毕业后必须参加联邦贷款退出咨询, 撤回, or dropping to less than 6 credit hours, even if they intend transfer to another institution. 十大平台网赌下载最新将通过电子邮件通知您的学生邮箱和当年FAFSA提供的个人邮箱,其中包含退出咨询信息. (如果没有提交FAFSA,将使用与学院列出的个人邮箱.)
贷款服务商是一家处理账单和其他联邦学生贷款服务的公司. 贷款服务人员将与您一起制定还款计划和贷款合并,并将协助您完成与联邦学生贷款相关的其他任务. It is important to maintain contact with your loan servicer. 如果您的情况在还款期间的任何时间发生变化, your loan servicer will be able to help.
学生应在联邦学生援助(FSA)上更新他们的联系信息 studentaid.gov /登录 to ensure their loan servicer has updated information.
Your Loan Servicer will contact you concerning repayment. 您也可以访问您的贷款服务信息,以及您的贷款历史,在 National Student Loan Data System.
还款开始于毕业后6个月,退学,或者减少到少于6个学分. Additional information is available through Federal Student Aid: Underst和ing Repayment 和 Federal Student Aid: How to Repay Your Loans.
如果你不还学生贷款或者逾期还钱, 你的贷款将被视为拖欠,并可能最终进入违约. If you default on your student loan, that status will be reported to credit bureaus, 你的信用评级和未来的借贷能力将受到损害. 除了, 可以采取法律行动,通过扣押工资和扣缴退税来要求付款.
除了, 拖欠贷款的学生将失去获得任何额外联邦或州财政援助的资格.
一旦注册开放,学生可以提交BHC贷款申请(以及所有其他要求) 六氯.edu/loans.
以便在付款截止日期前处理您的贷款申请, submit your loan application by:
Fall semester: 7月y 1
Spring semester: December 1
Summer semester: May 1
For general student loan information, please refer to Federal Student Aid: Student Loans.